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Carlos J. Encarnacion
Founder & Principal Mortgage Advisor

Don Carlos Financials PC
NMLS #2858694  ·  Loan Officer NMLS #859147

Phone: (201) 259-6919
Email: carlos@carlos-legacy-loans.com
Location: New Jersey, United States

Licensed by the State of New Jersey. Equal Housing Lender.
All loans subject to credit approval. This is not a commitment to lend.

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Phone

(201) 259-6919

Email

carlos@carlos-legacy-loans.com

Location

New Jersey, United States

NMLS

Company #2858694 · LO #859147

Don Carlos

Financials

Building foundations for legacies across New Jersey. Residential and commercial mortgage solutions crafted with precision and care.

Services

Residential Mortgages

Commercial Mortgages

Refinancing

First-Time Home Buyers

Investment Properties

Contact

10 East 22nd Street, FL 2, Suite 1
Bayonne, NJ 07002
(201) 259-6919
carlos@carlos-legacy-loans.com
NMLS
Carlos J. Encarnacion · #859147
NMLS
Don Carlos Financials PC · #2858694

© 2026 Don Carlos Financials. All rights reserved.

Don Carlos Financials PC (NMLS #2858694) is a licensed mortgage company in the State of New Jersey. Carlos J. Encarnacion, NMLS #859147. All loans are subject to credit approval. Rates and terms are subject to change without notice. This is not a commitment to lend. Equal Housing Lender.